Total Retirement Solutions


Tactical Retirement: A smarter way to retire by using a simple safe concept that banks and successful individual are using. You don’t have to be a genius to learn how the wealthy use the concept of debt to create wealth for a safe and tax-free retirement. This is a must have book. Concept are explained like never before.
This book is simple, straight forward and will show you how to grow your money tax-free with zero market risk. Learn how to create wealth obtaining low interest loans. Explains the Teacher Retirement System (TRS) and their terrible Pension plan. Clearly illustrates and compares the performance of different accounts. Points out common mistakes and products that everybody should stay away from. Retirement today seems complex, but doesn’t have to be. Understanding how money works is the key to success and a long happy retirement.

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About the author

Cayetano Gamboa is a graduate of University of Texas Pan American with a degree in Mathematics and Business.

 Cayetano taught mathematics for 20 years, and has been licensed to sell insurance since 1992. Cayetano is the author of Math Tactics (2008 – 2012), and Tactical Retirement (2020). Cayetano is the founder and owner of Total Retirement Solutions a successful consulting firm in South Texas.


Annuities are insurance contracts that

Life Insurance

With 100’s of insurance companies and 1,000’s


Medicare is a great Health Insurance for most


Taxes are one of our biggest concerns, a huge issue that

This Book is for You if You Want to:

Preserve your wealth

Cayetano taught

Avoid high taxes

Cayetano taught

Avoid common mistakes

Cayetano taught

Stay ahead of inflation

Cayetano taught

Use interest rates to your advantage

Cayetano taught

This book reveals investment secrets

Cayetano taught